N26 Standard
The free bank account for everyday living
A virtual N26 Mastercard for all your payments
Your free, secure bank account—accessible 24/7
Instant push notifications
Track your account activity. Receive real-time push notifications for every transaction, including card payments, withdrawals, transfers, and more.
Custom settings
With N26, choose your PIN code and payment limits. Easily lock and unlock your virtual card, and authorize or cancel online payments.
3D Secure
Your online purchases are automatically protected by Mastercard 3D Secure (3DS), an advanced 2-factor authentication step.
Deposit protection
N26 has a banking license and complies with European regulations. This means we keep your data confidential and protect your deposits up to €100,000.
Save money with Spaces
Mobile or desktop
Manage your N26 account 24/7 from the mobile app or the N26 WebApp, using your browser of choice. Download your transaction history in CSV or PDF format along with your monthly bank statements whenever you want
Deposit fee
Up to €50,000 balance, no deposit fee applies. Please find more information in the Terms & Conditions.
Send money in real time with MoneyBeam
Jump into the future with N26 Metal
Customer Support in 5 languages
Choose the perfect plan for you
Whether you’re looking for a flexible, free bank account or a more premium plan complete with extensive insurance and smart management tools, N26 offers a bank account for every lifestyle. Open yours from your smartphone in just 8 minutes.Frequently asked questions
- What is the N26 Bank?
- How does N26 ensure my bank account is secure?
- How do I open a free N26 Standard bank account?
- What do I need to open a free N26 Standard bank account?
- What are the perks of a free N26 Standard bank account?
- What does an N26 Standard bank account cost?
- What are the advantages of Mastercard Travel Rewards?