FAQs for N26 Black
Does the N26 Black Mastercard have NFC functionality?
Yes—the N26 Black Mastercard includes NFC functionality for contactless payments without having to enter a PIN. No compromising data is submitted during the payment process - only the card number and the card’s expiration date.
Is the N26 Black Mastercard a debit card or credit card?
The N26 Black Mastercard is a debit card, which means all transactions occur in real-time and are directly debited to your N26 bank account. It is not a credit card that comes with a monthly bill. But you can still use it anywhere Mastercard is accepted.
How do I get an N26 Black card?
You can sign up on your phone or online. During the process, just make sure to chose Black as your preferred card. If you’re an existing customer you can upgrade at any time in the app under My Cards in the app Control Center.
How do I start a claim?
Start a claim by going to N26 Black in the Control Center of the N26 app. Collect all the necessary documents for each type of claim, as instructed, and contact Allianz Global Assistance Europe, who will be handling your claim. In case of an emergency, you also have the option of placing a call directly to Allianz.
What is comprehensive insurance coverage?
Comprehensive insurance is designed to cover most or all aspects of a trip, investment, or good or item. In this case, N26 Black covers many types of purchased goods and aspects of traveling or a trip abroad. One of the benefits here is that you pay one small monthly fee and don’t have to shop around for policies before traveling.
Do you charge foreign transaction fees?
Unlike most banks, we don’t charge an exchange rate fee if you pay with your Mastercard. This makes it one of the best ways to pay or make purchases while abroad.