A bank account with features built for real people

A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.

In-app security features

You have full control over your account. You can set and change your daily payment and withdrawal limits, immediately lock your card if it gets lost, reset your PIN, and enable or disable online or foreign payments.

Mastercard SecureCode - Icon - N26 Security

3D Secure

3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online with your N26 bank account. Our 3DS initiative is called Mastercard SecureCode.

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Login using your fingerprint

Instead of typing in your password every time you want to login to your N26 bank account, you can simply login using your fingerprint.

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Instant push notifications on all account activity

Stay up to date. Get a push notification immediately after all account activity, including card payments, ATM withdrawals, direct debits and transfers.

PIN Code - Icon - N26 App

Lost your card? Don't panic, lock it immediately

Remember those times when your card disappears and turns up the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be with the push of a button, or just unlock it if you find it.

Bank Account Transfer - N26 Bank Account

Headache free transfers anytime, anywhere

In just a few taps you can make realtime transfers with N26. With MoneyBeam you can send, receive or request money from your friends instantly.

Powered by Transferwise - N26 App

International transfers into 19 foreign currencies

N26 has partnered with Transferwise. You can do international transfers from directly within the N26 App. It's up to 6x cheaper than using traditional banks.

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See how your balance changes over time

As you scroll through your transaction list you can easily see where and when you’ve spent your money.

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#Tag your transactions

#weekend, #friends, #gift — Create your own personal #tags to organize your transactions better.

Automatic categorization. Get an instant breakdown of your spending

Not sure where all your money goes? The N26 bank account uses artificial intelligence to automatically categorize your spending. You're provided with an easy to understand overview in the App.

Bank Account Overview on Your phone - N26 Bank Account
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Available on your computer

We aren't just an App. If you want to do your online banking on your computer - you can! It's that simple.

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Export your transactions

If you need to, you can export transactions as a CSV file.

We’re here for you. Contact us via chat, email and phone

If you have any questions, or if you run into any problems, our Customer Service is on hand to help you in your own language.

Support Channels - N26 Customer Service

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

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Notice

Apple Pay is only available in France, Spain, Italy, and Finland