In general, it is possible to use our Services without providing any personal data. Insofar as personal data are collected via our Services, this shall take place, as far as possible, on a voluntary basis.
Your data will only be transmitted to third parties if this is necessary for the performance of our contractual relationship or if you have previously consented to this.
We would like to point out that there are inherent security risks in the transmission of data via the internet (e.g. in communication via email). It is thus not possible to guarantee complete protection of data from access by third parties. We encourage you to be careful when using the internet or transmitting data through a wireless network.
Our Website may contain links to other third-party websites, including social media, that we do not control. This Policy does not apply to the practices of those other third-party websites. We encourage you to carefully read the privacy policies of such other websites. We are not responsible for these third-parties’ policies, practices and services.
I. Responsible authority
The authority responsible for the collection, processing and use of personal data is:
N26 Inc. 43 W.23rd Street, 6th Floor 10010 NY, USA
You will find more detailed information regarding N26 Inc. (hereinafter referred to as “N26”) in the Imprint.
II. Data collection in case of informational use of our Website
If you visit our Services purely for informational reasons, we shall not collect any personal data, with the exception of the data which your browser or your end device transmits in order to enable your visit to our Website. Thereby, the following data will be transmitted to N26:
- IP address
- Date and time of the request
- Time zone difference to Greenwich Mean Time (GMT)
- Content of the request (specific page)
- Access status/http status code
- Volume of data transferred
- Website (from which the request comes)
- Operating system
- Language and version of the browser software
- Advertising Identifier (IDFA)
IV. Social Plugins
1. Use of Facebook plugins
2. Use of Twitter
3. Use of LinkedIn
4. Use of Instagram
V. Use of tracking technologies
1. Use of Google Analytics and Google Tag Manager on our Website
Our Website use Google Analytics and Google Tag Manager; web analysis services of Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (hereinafter: "Google"). Google Analytics and Google Tag Manager use so-called "Cookies"; text files which are stored on your computer/smartphone and which enable analysis of your use of our Website. The information generated by the Cookie about your use of our Website is generally transmitted to a Google server. You can prevent the storage of Cookies by configuring your browser software accordingly; however, we hereby point out that in this case you may not be able to use all functions of our Website fully. Furthermore, you can prevent the collection of the data generated by the Cookie related to your use of our Website (incl. IP address) by Google as well as the processing of these data by Google, by downloading and installing the browser plugin available via the following link: http://tools.google.com/dlpage/gaoptout?hl=de. You can find more detailed information about this here: http://www.google.com/intl/de/analytics/privacyoverview.html (general information about Google Analytics and data protection). We hereby point out that, on our Website, Google Analytics are expanded with the code "gat._anonymizeIp();" in order to guarantee an anonymised collection of IP addresses (so-called IP Masking).
2. Use of TrackJS on our Website
3. Use of SnowPlow on our Services
4. Use of Finance ads on our Website
N26 Inc. uses the Re-Targeting Tool of financeAds GmbH & Co. KG, Karlstrasse 9, 90403 Nuremberg (hereinafter: "Finance Ads"),in order to be able to inform you about advertising on other websites that may interest you. For this purpose, alias information about the use of our Services will be stored in Cookies and on this basis advertisements will be displayed on other websites. No usage profiles will be merged with your personal data as a result of this and no identifying information about your person will be disclosed to third parties. You can prevent the storage of Cookies via browser settings. Alternatively, you can object to this data usage by setting an opt-out Cookie via the following link, which remains on the device until you delete the Cookies: www.financeads.net/ueberuns/cookies/
5. Use of FinanceQuality on our Website
6. Use of HasOffers on our Website
7. Use of Taboola on our Website
8. Use of Quandcast measure on our Website
9. Use of Quandcast advertising on our Website
VI. Retargeting – Use of Google Adwords (Remarketing/Conversion Tracking) on our Website
VII. Email newsletter
In our email newsletter, we inform you about our offers. If you would like to receive the email newsletter, we require an email address from you. These data will only be used for sending the email newsletter and will not be disclosed to third parties. In our newsletter, we use the Remarketing functions of the Salesforce Marketing Cloud from the service provider salesforce.com, Inc. The Landmark @ One Market Street, Suite 300, San Francisco, CA 94105, USA (hereinafter: "Salesforce"). Furthermore, in the email newsletter, Salesforce uses so-called Web Beacons. Web Beacons (also called ClearGIFs or tracking pixels) are small graphics (approx. 1x1 size GIF files) which among other things are set on websites or in HTML emails in order to provide the website operators with a better understanding of visitors' interactions with the website. Web Beacons fulfil similar functions as Cookies, but they are not visible to the users. Information can be obtained via Web Beacons, in particular about whether the email was opened and whether the user's system is capable of receiving HTML emails. No personal data is collected via the Web Beacon.
You must be at least 18 years old to have our permission to use this Website. Our policy is that we do not knowingly collect, use or disclose personal data about minor visitors. Our Website is intended for adults and it is not directed to children.
Please direct all requests for information, or queries via email to email@example.com or in writing to the address specified in the Impressum.