Contest – Terms and Conditions

  1. To officially enter, you must use your N26 Mastercard to make purchases of €75 or more per purchase, online or offline, between 19 December 2017 - 31 December 2017. Additionally, you must give us permission to review your account history. You can do this by entering the email address associated with your account on the contest page here or by clicking the button from the email you received. You can also choose the alternative entry method, which is described in paragraph 4.

  2. All entries, whether submitted by using a Mastercard as described below or by mail, have an equal chance of winning.

  3. You will automatically receive one entry into the Sweepstakes each time you use your eligible Mastercard to make an eligible signature-based, chip & pin or online credit purchase (online subscriptions are included) of at least €75 during the Promo Period (19 December 2017 - 31 December 2017) after you have given us the email associated with your account on the contest page here. ATM withdrawals are not eligible.

  4. Alternative entry method: You may enter also by hand printing your full name, complete mailing address, telephone number, date of birth, the email address associated with your N26 account, & the words "Pay It Forward" on a piece of paper & mailing it in a sealed, stamped & hand printed envelope to N26 GmbH, Klosterstraße 62, 10179 Berlin. All entries which are typed, and not hand-written, will not count. All entries become property of N26 and will not be returned.

  5. Mastercard purchases, of €75 or more, made between 19 December 2017 - 31 December 2017 will count as entries.

  6. Customers may sign up for the contest anytime between 19 December 2017 - 31 December 2017.

  7. Maestro cards are ineligible.

  8. Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Sweeps-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Sponsor reserves the right, in its sole discretion, to void any & all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

  9. Winners will be contacted by 31 January 2018. Each of five winners will receive a reimbursement of their eligible N26 Mastercard charges of €75 or more made during the promotion period, up to a maximum of 500 Euros total reimbursement per winner. Reimbursement will be made via deposit into the customer's N26 bank account.

  10. No cash disbursement and/or and replacement of the prizes is possible.

  11. Recourse to the courts is not permitted.


  1. Must be over 18.

  2. Must be a legal resident in one of the following N26 operating countries: Netherlands, Belgium, Portugal, Finland, Latvia, Estonia, Luxembourg, Germany, France, Spain, Ireland, Greece, and Austria.

  3. Must be an N26 account holder.

  4. N26 Employees and their household residents are excluded from this contest.