Manifesto

If you ask us how to use your money we won’t tell you.

Because ultimately, that's up to you — we believe that everyone should live the life they want to

Simplicity has power

By simplifying powerful financial tools, we can give everyone all the financial support they’ll ever need. All in one place.

With technology that works for you

Technology doesn't mean its impersonal — especially when it's designed for the people that use it.

You should be in control

We learn, we help. And are there to advise — not to restrain.

It's what you can do

Whoever said ”you can't do it” is wrong.

The N26 history

2013

N26 was founded in 2013 by Valentin Stalf and Maximilian Tayenthal—reimagining the retail banking experience for today’s mobile lifestyle.

2015

Since the initial product launch in 2015, over 850.000 customers across 17 European markets have signed up for N26—with plans to enter the US and the UK in 2018.

2018

The firm has raised a total of USD 215 million from some of the world’s most well-known investors, including Allianz X, Tencent Holdings Limited, Li Ka-Shing’s Horizons Ventures, Valar Ventures, members of the Zalando Management Team, and Earlybird Venture Capital. N26 employs more than 380 people and has offices in Berlin and New York.


Our Management Team

Valentin Stalf: Founder and CEO

Born in Vienna, Valentin studied Accounting & Finance (M.A. HSG) at the University of St. Gallen, Sophia University in Tokyo, and the Vienna University of Economics and Business Administration. During his studies he worked in a number of fields including Strategy Consulting (Roland Berger) and Investment Banking/Mergers & Acquisition (Deutsche Bank). After graduating, Valentin worked for Rocket Internet as Entrepreneur in Residence and was involved in building different companies before founding N26, the leading mobile Bank in Europe, together with Maximilian Tayenthal in 2013 in Berlin.

Maximilian Tayenthal: Founder and CFO

Maximilian, born in Vienna, studied Business Administration, International Management and Law in Vienna, Rotterdam and Paris. He is also a Chartered Financial Analyst. He worked as a strategy consultant with Booz & Company, assistant to the CFO in an Austria's largest insurance company and gained experiences in Corporate/M&A in a law firm before he founded N26, the leading mobile Bank in Europa, together with Valentin Stalf in 2013.

Eleonore (Noor) van Boven: Chief People Officer

Noor has over 15 years of experience in international Human Resources, specifically building, scaling and transforming organizations. Before joining N26, Noor was the VP People at SoundCloud; led the Recruiting, Talent and Organizational Development initiatives at TomTom and worked as a HR Business Partner for several international Tech companies, including Dell. Noor is a Dutch native with a passion for travel. Work has given her the opportunity to live in New York, India and now Berlin.

Gino Cordt: Chief Data Officer

Gino joined N26 in June 2015 after working on Pricing for online and offline retailers, where he discovered his interest in Data. Before that he gathered experience in the areas of private equity and capital markets and realized that strategy consulting was not for him. Having always had a passion for anything technical, Gino now works on enabling everyone at N26 to make decisions based on data and adding as much (not so secret) data sauce to our products as possible. He holds a degree in Accounting & Finance (M.A. HSG) from the University of St. Gallen.

Kelly Ford: Chief Marketing Officer

Kelly Ford joined N26 from PayPal, where he led marketing for the DACH region. Kelly previously ran marketing for several New York-based tech and media companies including two venture-funded startups with successful exits. His early career was in global brand management with Campbell Soup Company. Kelly studied electrical engineering at Stanford and has an MBA from INSEAD.

Markus Gunter: CEO N26 Bank

Markus Gunter studied Business Administration after finishing a banking apprenticeship. He pioneered the first internet platform of the German bank HYPO-BANK AG. As managing director of Activest and Pioneer Investments, he built the company up to be one of the top five asset management companies in Germany. While working as CEO of stock exchange listed DAB Bank AG, Markus realized that mobile banking is a superior solution to financial services, he then joined N26 Bank as its CEO.

Lorenz Jüngling: Chief Product Officer

Lorenz Jüngling joined N26 in November 2016 after working for many years as a strategic management consultant and partner for McKinsey & Company in Europe and Africa. He holds a Diploma in Mathematical Physics and a Ph.D. Lorenz focuses on building products that enable people to deal with the challenges of everyday life in an intuitive way. He, together with the product, design, and tech teams at N26, is changing commercial banking by putting its users' true interests first. Without N26, Lorenz would be a fashion photographer and amateur blues guitar player.

N26 Team Robert Kilian

Robert Kilian: General Counsel and Chief representative

Robert joined N26 in 2015. He previously worked as a lawyer, focussing on the areas M&A, Corporate and Finance law. He studied in Germany, Switzerland and the US. Robert holds a PhD in law and is visiting lecturer at Humboldt-University in Berlin.

Nicolas Kopp: U.S. CEO

Nicolas Kopp is the U.S. CEO of N26 in New York. He is responsible for bringing N26’s mobile-first banking app to the U.S. market. As one of the firm’s early employees, Nic joined N26 in 2015 as Head of Business Development and Operations. In this role, he built the team from the ground up, established the firm’s partnership with TransferWise, and was instrumental in developing the premier N26 Black account. Previously, he spent five years in London and Hong Kong in investment banking at Morgan Stanley. Nic holds a bachelor’s degree from University of St. Gallen in Switzerland and a master’s degree in accounting and finance from the London School of Economics.

Patrick Kua: Chief Technology Officer

Patrick Kua has been working in technology for over 15 years and had his first taste of Extreme Programming before joining the international consulting firm ThoughtWorks, pioneers in agile software development and continuous delivery. Patrick left as a Principal Technical Consultant where he helped many companies replatform and restructure both technical and organisational architectures to optimise for the delivery of the value and established the European-wide Tech Lead Development Program. He is the author of three books, The Retrospective Handbook, Talking with Tech Leads and most recently, Building Evolutionary Architectures. He is invited often to keynote and speak at many technology conferences and is passionate about bringing a balanced focus between people, organisations and technology.

William Kunter: Director Finance

William joined N26 in September 2016 after working several years in investment banking for Goldman Sachs in London. William focused mostly on Capital Markets and Merger & Acquisition operations for European financial institutions. Over the years he developed a keen interest in FinTech, which eventually led him to N26. William is a French native and former wrestling champion. He holds a master’s degree in Management from HEC Paris and a master’s degree in Quantitative Economics and Finance from ENSAE ParisTech.

Matthias Oetken: CFO/CRO N26 Bank

Matthias Oetken was trained as a banker at Commerzbank before studying Business in Göttingen. Afterwards he worked as a risk and portfolio management expert for several banks such as Nord/LB, LB Kiel and HSH Nordbank AG with stations in Germany, Luxembourg and UK. Before joining N26 Bank, he was responsible for building up the spin-off HSH Financial Markets Advisory S.A. as CFO / CEO.

Martin Schilling: Chief Operating Officer

Martin was a strategy consultant for over 13 years. Before he joined N26 he was Managing Director of the implementation consultancy Orphoz, a subsidiary of McKinsey & Company. Prior to this, he worked at McKinsey & Company, advising top management clients in Europe and Middle East in the areas of digital transformation, operations and strategy. Martin studied Economics, Psychology and Decision Science in Berlin, London and Buenos Aires. He is convinced that N26 is re-defining banking experience for the benefit of customers.

Alexander Weber: Head of International Markets

Alex joined N26 in 2014 and has been involved in the development of the company from the beginning on. He was leading the efforts in obtaining the banking license for N26 as well as the subsequent transfer of accounts to the newly established N26 Bank. In his current role as Head of International Markets, Alex is responsible for the development of existing markets as well as the expansion to new markets. Alex studied International Business Administration át the Vienna University of Economics and Business as well as the University of New South Wales in Sydney, Australien.